SWP Calculator
Plan your retirement income with our free Systematic Withdrawal Plan calculator. See how long your investment corpus will last with monthly withdrawals.
SWP Calculator Inputs
Enter your investment corpus and withdrawal details
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SWP Results
Your withdrawal plan projection
Enter your SWP details to see your withdrawal projections
What is SWP (Systematic Withdrawal Plan)?
A Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount regularly from your mutual fund investments. It is the opposite of SIP - instead of investing, you are withdrawing systematically to generate regular income during retirement.
How SWP Works
- You invest a lumpsum amount (your retirement corpus)
- You specify a fixed amount to withdraw each month
- The remaining amount continues to earn returns
- You receive regular income while your corpus lasts
Benefits of SWP
Regular Income
Get steady monthly income like a pension
Tax Efficient
Only capital gains are taxed, not the principal
Flexibility
Adjust withdrawal amount as per your needs
Corpus Growth
Remaining amount keeps earning returns